As tuition costs rise and the job market evolves, the traditional path to a degree is under more scrutiny than ever. This whitepaper examines the tangible costs and long-term benefits of higher education today, providing the clarity...
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Many Americans are making financial decisions with only a minimal knowledge of financial basics. Banking, budgeting, saving, credit, debt, and investing are the foundations of most of the financial decisions that we all make in our lives.
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We all know saving money is important—but what if your money could do more than just sit in an account?
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Preparing to tap your retirement savings is one of the most important financial transitions you’ll make. After decades of saving, investing, and planning, you finally get to live off the nest egg you’ve built—but that doesn’t mean you...
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TAX INFLATION ADJUSTMENTS [1] The Internal Revenue Service today announced the tax year 2021 annual inflation adjustments for more than 60 tax provisions, including the tax rate schedules and other tax changes. The tax year 2021...
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The IRS has released the inflation adjustments for the 2026 tax year, reflecting modest increases in income tax brackets, standard deductions, and other key tax thresholds. These changes are designed to protect taxpayers from getting...
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Small-business owners face different retirement planning needs as they consider their business's financial future. This whitepaper explains important things that small business owners should consider when preparing for retirement....
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Millions of Americans have outstanding federal student loan debt and it can impact their overall financial situation and ability to plan for the future they want. The recent tax-and-spending package signed into law...
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Whole life insurance is one of the most prominent types of permanent life insurance, designed to provide coverage for the insured’s entire lifetime, rather than just a set term...
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A new report from the Social Security Board of Trustees has issued a stark update: The program’s trust funds are now projected to run dry by 2034—one year earlier than previously forecast. Social Security will then be able to pay out...
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Whether you’re filing a simple return or navigating more complex deductions and income sources, it’s easy to make costly tax mistakes. Many taxpayers unintentionally overpay, underreport, or set themselves up for IRS scrutiny by...
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Summer is often a time to relax, go on an adventure, and a break from the usual routines. But, it also presents a fantastic opportunity to weave in valuable life lessons – especially when it comes to money. With more downtime...
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Life is full of uncertainties, and while we can’t always predict the future, we can prepare for it. Insurance is a critical tool in managing the financial consequences of unexpected events, offering peace of mind and protection...
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Planning for retirement requires a strategic approach to ensure financial security during your golden years. While Social Security can help, it’s not usually sufficient to cover all your expenses, so it’s crucial to diversify...
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With so many Americans retiring from the workforce, the need for expert advice on 401(k) Retirement Plans has grown. This whitepaper is full of tips and tricks for 401(k) participants to ensure they're getting the most out of their...
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They say the past is prologue, so starting 2025 with a brief recap of some of our top insights from last year might not be a bad idea. In case our 2024 blog insights slipped your mind, here's a recap of our top posts to refresh...
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We all know the benefits of auto insurance for our cars or health insurance for ourselves, but as a business owner, do you know the value of insurance for your business? Here are the top three reasons every small business should be...
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The Tax Cuts and Jobs Act: What You Need to Know The Tax Cuts and Jobs Act (TCJA), enacted in 2017, represents a significant transformation of the U.S. tax code. As the most substantial tax overhaul in recent decades, it introduced...
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Financial worries are a major source of stress for many people. By taking control of your finances and making conscious decisions about your spending, you can reduce anxiety and improve your overall well-being. Mindful spending and...
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The ideal percentage of your paycheck that should go towards savings, housing, and debt varies depending on individual circumstances, financial goals, and location. However, there are some general guidelines that can be helpful. How do you
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Craft a plan that meets your lifestyle and goals. Financial risk is an inherent part of life. Every financial decision we make, from investing in stocks to buying a house, carries a degree of uncertainty. Understanding your personal...
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Social Security is a critical financial cornerstone for many retirees. Understanding how and when to collect your benefits can significantly impact your overall financial well-being. Here's a breakdown of key factors to consider before...
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Are you approaching retirement age or dealing with a qualifying disability? Getting a grip on the complex world of healthcare coverage can be daunting, but if you meet certain criteria, you may be eligible for the Medicare health...
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We tend to think of retirement as our “golden years,” a time when we’ve quit working and earned the right to relax, travel, and generally just do whatever we feel like and live as close to a carefree life as we can....
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Making the decision of when and how to file for Medicare can be one of the most confusing and stressful choices retirees have to face. And rising healthcare expenses could have a major impact on how fast you are going through your...
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Your neighbor’s savings aren’t on display. But you can still get a good idea of how you compare – and where your savings should be versus where they are. You might think the main factor that defines where your...
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Have you clocked how your finances are doing? Keeping your finances in order should be a full-time occupation — not that you should lose sleep over it, but that even while getting a healthy eight hours of shuteye, you should rest...
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Gain clarity and an actionable plan on how to make your goals a reality. People who have a financial plan will usually have clarity on their investing goals and have an actionable plan to meet these specific objectives. Some people who...
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As your financial partner, we care about your future. A yearly review of your financial and retirement plans is the key to helping you stay on the right path to reach your goals. An annual review of your financials and retirement...
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Keep the New Year as happy as possible by following these tips to protect your nest egg.
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Making sure that you have sufficient insurance coverage may be a bit overwhelming, but it's necessary if you want to protect yourself, your family, and your wealth.
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There is no one size fits all employer-sponsored retirement plan. In fact, there are a variety of plan options available, many of which are low-cost and can help you save for retirement much faster...
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As parents, it’s your job to lay a solid foundation that they can build upon to do well in life. There is one key lesson that will impact whether they will do well. That lesson is about money.
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Stock returns can – and do – vary wildly from one year to the next, making it easy for the average investor to feel uneasy. We truly believe the best course of action is not to panic or overreact to short-term volatility.
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One common question when leaving a job is what to do with the old retirement plan. Regardless of why you’re leaving your current job, you need a plan for your former employer's retirement savings plan.
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Whether a New Year’s resolution or a life goal, achieving financial freedom is one of the most important for many people. Unfortunately, many people fail to achieve it…
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What types of plans are there? What are the benefits? How do you know if you need it? If there’s one thing in life you can count on, it’s that you can always expect the unexpected. And while we can't always prevent it, we...
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Welcome to 2021! Is that a sigh of relief? With 2020 behind us, we can start tackling the new year by taking the time to set fresh financial goals. By looking at what you want to accomplish in the next year, you’ll create a...
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It is practically a fact of life that you’ll eventually make some financial mistakes, if you haven’t already. Everyone makes some money missteps at some point in their lives, and sometimes these seemly simple mistakes can...
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Now is a good time to remember that long-term investment goals tend to survive temporary market shifts. Any time you see a swing in the markets and a drop in your account balance, emotions are going to arise. Here are some steps on how...
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How can budgets and financial plans impact achievement of your goals? To many people, money is not the most important part of your whole life, but it does play a large part. Connecting your financial goals to the rest of your life is...
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